The insider harvesting of meme coins has triggered a trust crisis. What investment opportunities are available now?

On February 15, LIBRA experienced an epic collapse. As the community delved deeper into the investigation, a meme conspiracy group manipulated by institutions gradually came to light, completely overturning the public's original perception of meme fair launches. Previously, the Broccoli project had created an atmosphere rife with conspiracy, and the trust crisis triggered by the insider harvesting of Meme coins further severely undermined market confidence. The voices claiming "everything is a scam" resurfaced, the faith in SOL meme wavered, and the market subsequently declined further.

Cryptocurrency Market Continues to Struggle, Meme Narrative Wavers

Since Bitcoin fell from its peak, the entire cryptocurrency market has experienced months of continuous downturn and volatility. With significant corrections in altcoins, Bitcoin's market capitalization share has risen to 60%, indicating an increasingly dominant position in the market. In contrast, altcoins held by retail investors face dual challenges of insufficient liquidity and declining market value, leading to severe losses. Data shows that since February, the CMC Fear and Greed Index has dropped below 40, with the market remaining in a state of extreme fear.

Bitcoin Market Share

In the meme market, where funds are concentrated, the situation is equally grim. Following the launch of the TRUMP token, which triggered on-chain FOMO, numerous celebrity coins and presidential coins emerged. However, the launch of these tokens did not attract outside investors to build the crypto world as expected; instead, they became tools for the conspiracy group to profit and drain the market. The meme rotation has become shorter, turning into rapid cycles of just hours or even minutes, with the "scythe" moving quickly and brightly.

Meme has increasingly become a scheme for institutions to harvest profits accurately, rather than a gold mine for retail investors to change their fortunes, and the market is showing signs of decline. According to Defillama data, on February 17, the pump.fun protocol's fee revenue was $2.19 million, a decrease of 85.76% from the historical peak of $15.38 million on January 25.

Macroeconomic Factors Dominate Cryptocurrency Market Trends

Previously, the U.S. presidential election dominated market trends, propelling Bitcoin to a historic high, but as the election narrative gradually settled, market enthusiasm dissipated. Macroeconomic factors have once again taken over, leading the current trends in the cryptocurrency market.

At the beginning of February, after Trump announced tariffs on Mexico, Canada, and China, the cryptocurrency market saw an immediate decline in market capitalization of about 13%, with Bitcoin itself hitting a three-week low of 91K, while Ethereum's decline approached 30%.

This indicates that with the listing of ETFs, the cryptocurrency market has deeply embedded itself within the macro market, becoming part of the traditional financial sector. Under the threat of a global trade war, the market anticipates that tariffs will increase the costs of imported goods, potentially leading to rising inflation. If inflation remains high, the Federal Reserve may delay or cancel expected interest rate cuts, tightening or completely shutting off the liquidity faucet, which directly affects the liquidity of financial markets.

This also means that in the short term, with the prospect of Bitcoin becoming a national reserve looking bleak, everything will increasingly depend on the macroeconomic situation, especially the unpredictable tariff policies of Trump.

Increased Demand for Safe Havens, Stable Financial Management Becomes a "Safe Harbor" for Funds

In the context of increasing uncertainty, investors are shifting from chasing high-volatility assets to seeking certainty in returns, with holding U stablecoins becoming the mainstream choice.

Unfortunately, the yields on financial products offered by most platforms currently seem to be "all noise and no substance." For example, USDT savings accounts generally yield around 2%-2.3%. Some are advertised with high rates, but upon closer inspection, only a limited amount of 500 USDT enjoys the high yield, with any excess calculated at the lower rate of 2%. Besides savings accounts, fixed-term products also generally maintain an annualized yield around 3%, often boasting higher returns but typically only available for subscriptions of 200 USDT to 500 USDT.

The unsatisfactory returns on financial products have spurred innovation in new financial management models. For instance, the 4E platform optimizes underlying asset allocation to provide more competitive yield levels while maintaining high liquidity, standing out among various financial products.

Compared to the approximately 2% annualized yield on savings accounts from major platforms, 4E offers an annualized yield of 3.5% with no tiered limits on amounts deposited, meaning all funds, regardless of the amount, enjoy this yield level. For fixed-term products, the annualized yield for 30 days reaches 7%, and for 90 days, it is as high as 8%, also without any limits on amounts, making the yield nearly three times that of similar market products. This series of products presents a flexible and cost-effective choice for investors holding U and observing market conditions.

As the meme underbelly is increasingly exposed, SOL has plummeted, and the myth of fair launches has been proven to be a carefully designed liquidity trap, once again demonstrating that the current meme economy is essentially an on-chain replica of institutional manipulation. The market may have already entered a deep adjustment period of demystifying the meme narrative.

At the same time, as inflation, interest rates, and trade policies dominate the dynamics of financial markets, this means that in the coming period, the market will continue to face volatility in the absence of clear direction. Ordinary investors may need to reconstruct their offensive and defensive strategies, avoiding blindly chasing high-risk gambles. Choosing financial products at this time, where funds are neither idle nor unproductive while waiting for market changes, is a good option.