ChainCatcher news, Hope.money announces the launch of the Visa card service HopeCard. With the HopeCard, users can make online or offline payments at 80 million merchants worldwide, including PayPal, Google Pay, Ebay, Amazon, Netflix, Alipay, WeChat, and more, meeting daily consumption needs.HopeCard is the first step for the Hope.money ecosystem to connect the virtual world with the real world. Using the HopeCard for purchases allows users to earn Hope.money ecosystem tokens LT as rewards. Holders of LT and veLT will also enjoy exclusive benefits. According to the recently announced roadmap by Hope.money, the HopeCard will later connect with the ecosystem clearing and settlement protocol HopeConnect, providing richer usage scenarios. The HopeCard is not yet officially open for registration; users can currently sign up on the official website to participate in the early bird program.It is reported that Hope.money aims to establish secure, convenient, and smooth next-generation financial services for both cryptocurrency and non-cryptocurrency users, as well as between the crypto world and the real world, including payment solutions. Currently, Hope.money has launched the HopeSwap and HopeLend protocols, enriching the usage scenarios of the stablecoin HOPE. Please note that the availability of products and services provided by HopeCard is subject to jurisdictional restrictions, and using this card indicates your agreement to the terms of service, privacy policy, and fee schedule.

ChainCatcher news, the distributed stablecoin project Hope.money has announced a new project roadmap to the community today:The first phase, from the project's announcement in March 2023 to Q1 2024, is the foundational construction period. Hope.money will focus on building a series of protocols on Ethereum, including HopeSwap, HopeLend, and HopeConnect, enriching the use cases of HOPE, and connecting DeFi with the real world through integrated applications like HopeCard and Nebula.The second phase is the strengthening period, from Q2 2024 to Q2 2025. During this time, Hope.money will attract new users to join the HOPE ecosystem through multi-chain deployment, cross-ecosystem construction, and the upgrade of the native protocol V2, in conjunction with the new Bitcoin halving cycle, further expanding HOPE use cases.From 2025 to 2026, Hope.money will enter the third phase of prosperity. During this period, Hope.money will build its own application chain, HopeChain, creating on-chain super applications by integrating native protocols and multi-chain, cross-ecosystem applications with middleware such as DID and social, truly bridging DeFi, CeFi, and TradFi use cases.

ChainCatcher news, the decentralized lending protocol HopeLend of the distributed stablecoin project HOPE has officially launched its public beta on the Ethereum Sepolia testnet on July 20, and plans to go live on the mainnet soon. As the second protocol of the HOPE ecosystem, HopeLend provides an interest rate market and rich use cases for the distributed stablecoin HOPE, allowing users to participate as depositors, borrowers, or liquidators and earn rewards.It is understood that this round of public testing aims to ensure the smooth operation of HopeLend after its mainnet launch, while helping users gain a deeper understanding of the product features of the lending protocol. All public beta participants can share a reward pool of 8,000 HOPE, and at the same time, the "Who is the Tycoon" community event has also officially started, giving participants a chance to win 12,000 HOPE rewards.

ChainCatcher news, Flex Yang, the founder of the distributed stablecoin HOPE, attended the "Over the Moon---Riding the Wave of Web3" event and gave a keynote speech titled "Hong Kong's New Future, the Hope and Brightness of Web3." Flex Yang stated that HOPE's goal is to become a distributed stablecoin, focusing on unobstructed, open, transparent, and new experiences. "What we need to enhance is user experience. The question everyone in this industry should think about is not how much money to make, but how to provide a better experience for users."He added that distribution is reflected in three aspects: First, reserve distribution. The asset reserves related to HOPE will be entrusted to globally trusted institutions, including Coinbase, for custody. We will collaborate with local custodians in major regions around the world, which can meet local regulatory requirements while avoiding the centralization risks that come from overly concentrated assets.Second, the distribution system is distributed. HOPE will have many distributors, just like Bank of China, HSBC, and Standard Chartered can issue Hong Kong dollars. In the future, any qualified institution can set up a whitelist in the HOPE system to mint currency. Third, the multi-chain system. HOPE will initially be on Ethereum, but in the future, it hopes to expand to other blockchains to avoid single points of failure.In addition, Flex also announced that the trading protocol of the HOPE ecosystem, HopeSwap, along with other applications including DAO, will go live on the mainnet on April 19. Next, lending protocol HopeLend, on-chain custody, and clearing and settlement protocol HopeConnect will be launched, among others. "Just like the construction of Pudong New Area, DAO gives birth to one, one gives birth to two, two gives birth to three, and three gives birth to all things." (source link)