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hot_img Visa and Artemis jointly released the Smart Payment Report: The x402 protocol processed $15 million in transactions in its first year, accelerating the arrival of the AI micro-payment era

Visa and the on-chain data analysis platform Artemis previously jointly released the report "Agentic Payments from the Ground Up," which quantifies the trends of AI agent payments based on real-time on-chain data. The report points out that intelligent commerce should be divided into macro transactions (AI agents completing bookings, subscriptions, etc., adapting to existing card systems) and micro payments (high-frequency small payments between machines, with individual transactions far below $1, which traditional payment structures struggle to support).The report focuses on two "machine-native payment" protocols: x402 (developed by Coinbase, Cloudflare, etc., launching in May 2025) with an adjusted transaction volume of approximately $15 million and 109.6 million transactions as of April 21, 2026, with 422,000 buyers and about 5,300 sellers, primarily concentrated on Base, Solana, and Polygon, settled in USDC; MPP (developed by Stripe and Tempo, with Visa's participation, launching in mid-March 2026) had a transaction volume of approximately $25,000 and 115,000 transactions within 33 days of launch, supporting both on-chain crypto payments and fiat settlements.The report believes that the leap in AI capabilities (with the release of Claude 4.5 and GPT Codex 5.2 in mid-2025) has created a demand for programmatic payments, combined with the decreasing costs of blockchain settlements, making micro payments in the range of 1 cent to 1 dollar economically viable for the first time. Currently, the boundaries between crypto-native protocols and card payment camps are gradually blurring, but agent payments still face trust challenges such as erroneous purchases, adversarial attacks, and liability attribution.

hot_img WorkBuddy has been online for three months with a DAU exceeding 13 million, and Tencent's office agent is accelerating commercialization

According to a report by Z Finance, Tencent's AI-native desktop intelligent agent platform WorkBuddy entered public beta on March 9, achieving a monthly active user count of 20 million across all platforms within 3 months, with daily active users surpassing 13 million, including over 2 million daily active users on the PC side, and a DAU/MAU ratio stabilizing between 65%-75%. The product is led by Liu Yi, Vice President of Tencent Cloud, with a core team of about one hundred people, classified internally as one of the highest priority AI projects. The team claims they are currently only "temporarily ahead by half a position."WorkBuddy is derived from Tencent's previously launched AI programming assistant CodeBuddy, which has already covered about 12,000 engineers within Tencent. The product completed prototype development on January 17, and after the public beta in March, it has undergone a total of 43 iterations, gradually integrating capabilities related to QClaw developed by the Tencent PC Manager team based on an open-source framework. The product adopts a multi-model access strategy, with the underlying self-developed Harness engine for unified scheduling.In terms of commercialization, at the end of April, Tencent Cloud adjusted its pricing: the SaaS enterprise version was raised from 78 yuan/person/month to 198 yuan, and the private cloud enterprise version was raised from 158 yuan to 316 yuan. Market information indicates that it has acquired thousands of enterprise clients and over one hundred thousand paid seats, with an estimated annual revenue of about 300 million yuan. Third-party evaluations show that the product scored an average of 2.31/4 points on 70 questions (Word category 2.85 points, Design category 1.45 points), indicating that it is still some distance from producing stable results without manual modifications.

hot_img SK Hynix will begin mass production of LPDDR6 in the second half of the year, with the first batch supplied to Xiaomi's flagship phones

SK Hynix announced that it will officially begin mass production of 16Gb LPDDR6 low-power mobile DRAM in the second half of this year, with the first products set to be featured in Xiaomi's next-generation flagship smartphone. The product was developed in March and utilizes 10nm class sixth-generation (1c) technology, offering improvements in data processing speed and energy efficiency compared to the previous generation. SK Hynix has been supplying LPDDR products to Xiaomi since 2013, maintaining a long-term partnership.LPDDR is primarily used in mobile devices such as smartphones and tablets, combining low power consumption with high performance. Recently, driven by demand from AI servers, LPDDR prices have continued to rise, with contract prices increasing steadily, leading to a 64.5% quarter-over-quarter growth in global mobile DRAM revenue in the first quarter. SK Hynix and Samsung Electronics are ahead of Micron in preparing for the mass production of LPDDR6. Additionally, the mass production of LPDDR6 is expected to accelerate competition in the SO-CAMM (low-power memory module) market, which is seen as a complementary solution for AI server CPUs. NVIDIA CEO Jensen Huang visited the SK Hynix booth at the Taipei International Computer Show in June, leaving a message of "LOVE SOCAMM" for the 192GB SO-CAMM.

The Federal Reserve FOMC interest rate decision is approaching, and Gate event contracts help users capture short-term market expectations

The Federal Reserve will hold the FOMC monetary policy meeting from July 28 to 29, and the market is closely watching the direction of interest rate adjustments, inflation trends, and the policy signals released by Fed Chairman Kevin Warsh and officials. In the context of macro events driving market volatility, Gate event contracts are becoming a focus tool for some investors participating in the FOMC trading cycle. This product revolves around the price direction of BTC and ETH in short cycles such as 5 minutes, 15 minutes, 1 hour, and 4 hours, allowing users to make market arrangements in advance based on their predictions of macro policy outcomes and market trends.Compared to traditional derivatives, event contracts adopt a probability pricing model, with each contract priced between 0.01 to 0.99 USDT, and a minimum participation threshold of 1.5 USDT. The product mechanism does not introduce leverage, does not involve margin calls or forced liquidations, and the user's maximum loss is limited to the principal paid at the time of purchase; if the directional judgment is correct, it will be settled at 1 USDT per contract upon expiration. Under key nodes such as macro policies, this model provides users with a trading method that has clear risk boundaries and a lower participation threshold.In addition, Gate event contracts have launched a "New User First Order Compensation" activity, opening a $20,000 prize pool. Eligible new users who complete their first transaction and incur a loss can receive compensation rewards according to the rules.As the FOMC decision and subsequent policy statements are about to be announced, market sentiment may undergo further changes, and Gate event contracts provide users with a new way to participate in short-cycle market trading.
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